Nákladovost vybraných produktů životního pojištění

The Bachelor thesis focuses on evaluation of investment-linked life insurance and term life insurance products of the selected insurance companies in terms of the cost ratio and relating to the conditions of insurance. The comparative analysis, description, comparison and modelling are mainly used for achieving the objective. The thesis counts with the indicators of the cost ratio and takes into account the natural insurance premium, average insurance premium, redemption, accumulated debt, tax benefits and conditions of insurance. In the thesis the total cost ratio of the product is compared to the final quality of the product, which is mainly determined by the conditions of insurance. The outcome of the thesis is the recommendation addressed to a specific group of potential persons who are interested in life insurance and insurance intermediaries