The Effect of Financing to Deposit Ratio (FDR), Non Performing Financing (Npf), Profitability and Operational Cost of Operational Income (Bopo) on the Mudharabah Financing of Sharia Commercial Banks In Indonesia

This study aims to (1) Test and analyze theeffect of FDR on Mudharabah financing. (2) Test andanalyze the effect of NPF on Mudharabah financing. (3)Test and analyze the effect of ROA on Mudharabahfinancing. (4) Test and analyze the effect of BOPO onMudharabah financing. (5) Test and analyze FDR, NPF,ROA, BOPOon Mudharabah financing. The samplingtechnique used was purposive sampling. In this researchit was bbtained a sample of 10 Sharia CommercialBanks in Indonesia. The data analysis technique usedwas multiple linear regression while the hypothesistesting used was t-statistics to test the partial regressioncoefficients and F statistics. In addition, classicassumption tests were also performed which includenormality test, multicollinearity test, heteroscedasticitytest and autocorrelation test. The results of this studyindicate that (1) FDR variable has no effect onMudharabah financing. (2) NPF variable has no effecton Mudharabah financing. (3) ROA variable influenceson Mudharabah financing. (4) BOPO variableinfluences Mudharabah financing. (5) Variable FDR,NPF, ROA, and BOPO simultaneously influenceMudharabah financing variables