Characteristics and comparative analysis of internet bank and classic bank operations

Modernizacijom poslovanja klasične banke način njihovog poslovanja se mijenja. U ovom radu se ta modernizacija promatra iz perspektive bankarskog sektora te se postavlja pitanje, mogu li moderne internet banke potpuno zamijeniti klasične banke i na koji način su internet banke u mogućnosti ponuditi niže cijene usluga u odnosu na klasične. Činjenica je, da trenutno internet banke ne mogu opstati bez indirektne suradnje s klasičnim bankama, međutim uz nekoliko modifikacija poslovnog modela, u skorijoj budućnosti bi se moglo svjedočiti izumiranju još jednog klasičnog načina poslovanja; klasične banke.Due to the modernization of business in classic banks, the way they do business is changing. In this final paper, the modernization of business will be observed from the from the perspective of the banking sector and the question will be asked, can the modern internet bank completely replace the classic bank and how are the internet banks able to provide lower prices compared to the classic bank. It is a fact that internet banks can not exist without indirect cooperation with classic banks. However, with a few modifications to their business model, in a recent future, it could be witnessed, that another classic business model will go extinct; the classic bank