ANALISA NON PERFORMING FINACING BANK SYARIAH DI INDONESIA TAHUN 2003 – 2013

ABSTRACT This study aims to examine and analyze the Non Performing Financing of Sharia Banks in Indonesia. This research is important to do because of bad credit has fluctuation. As for some of the factors analyzed in the influence of Non Performing Financing are: Growth of Gross Domestic Product, Inflation, Exchange Rates USD, and rate of 1 month convensional bank deposit in Indonesia. Data analysis methods used in this study is an analysis of Multiple Linear Regression. These results indicated that the growth of Indonesia economy, the exchange rate of USD and rate of convensional bank deposit in Indonesia have positive effect and significant to Non Performing Financing. Inflation has a negative impact to Non Performing Financing but not significant. Key Words: Non Performing Financing, Gross Domestic Product, Exchange Rate, Inflation , Rate of conventional Deposi