Financing Problems of Small and Medium Technology-based Firms in the Yangtze River Delta

发挥政策性金融在科技型中小企业创新中的基础作用,是助力我国,特别是经济发展突出、创新能力强的长三角地区经济结构调整与产业转型升级的关键。文章在分析长三角地区科技型中小企业融资现状和政策性金融地位与作用的基础上,提出了构建长三角地区政策性金融体系的具体设想:建立独立管理机构,营造创新融资环境;完善金融体系建设,提升创新服务水平;坚持协同创新理念,提高资金使用效率。The full play of policy-based finance in the innovation of small and medium technology-based firms is the key point for the economic structure adjustment and industrial transformation and upgrading in the Yangtze River Delta. This paper is based on the analysis of present situation of small and medium technology-based firms and the status and function of policy-based finance, and proposes the construction of policy-based financing system in the Yangtze River Delta as follows. Firstly, we should establish an independent administrative organization and create new environment for financing in innovation. Secondly, we should perfect the construction of financing system and improve the service for innovation. Thirdly, we should insist on the concept of collaborative innovation and enhance the efficiency of fund