Add to ORKG从非对称信息理论出发,联系泰国农业合作银行(BAAC)的经营实际,笔者认为非对称信息引起的逆向选择和道德风险,是阻碍正规金融机构在农村开展金融业务的重要原因。解除金融抑制,实现农村利率自由化并不能完全解决农村正规金融弱化的问题,政府介入农村金融市场应该重点采取制度创新方式,帮助解决农村信息不对称问题,激励正规金融部门为农村提供金融服务。Seeing from the information asymmetry theory,combining the practical operation of Thailand BAAC,the author holds that adverse selection and moral hazard resulted from information asymmetry are the important causes for impeding formal financial institutions providing financial services in rural area.Removing finance curbing and realizing financial liberalization could not completely solve the problems of formal finance weakening.It's compulsory for the governments to intervene rural financial market mainly by the way of institutional innovation,so as to help solve the problem...
In a simple model of the consumer credit market, we show that asymmetric information may enhance wel...
Bu çalışmanın amacı, finansal sistemin en önemli alt unsuru olan kredi piyasalarında asimetrik bilgi...
RURAL CREDIT MARKETS have been at the center of policy intervention in developing countries over the...
Bu çalışmada, kredi piyasasında asimetrik enformasyon teorisi çerçevesinde asimetrik enformasyonun o...
O presente estudo tem como principal objetivo o desenvolvimento de um modelo para avaliação e classi...
Credit market is an imperfect market due to the existence of asymmetrical information between lender...
本文通过信息经济学中不对称信息理论的分析,指出为了减少交易双方在守约或违约方面的信息不对称,必须建立一套有效的信用信息传递机制,使得处于市场中的交易主体能够自觉地维护自己的信誉,并进而构建整个社会信用...
[[abstract]]本研究以台灣上市公司的銀行借款為研究對象，探討資訊不對稱對銀行借款信用價差的影響。實證結果發現，銀行借款的信用價差與資訊不對稱程度呈正向關係。又資訊不對稱程度提高，會使極短期銀...
This paper delves into the issues of transaction cost and asymmetry of information in the rural cred...
Information asymmetry deals with the study of decisions in transactions where one party has more or ...
本研究主要探討主貸行和參貸行之間的資訊不對稱如何影響聯貸案的定價。利用模型推導出在有資訊訊號和較低債權人保護的體制下，最適的聯貸案利率會較高；利用1982年到2009年的全球聯貸案資料進行實證，發現實...
The purpose of this study is to empirically analyze how the asymmetry of information affects the mar...
信息不对称以及农户信贷规模小、抵押不足等原因,导致农户贷款难.在其他条件难以改变的情况下,若能够有效地增加农村信贷市场中农户的信息透明度,降低正规金融机构对实物抵押品的要求,则可有效地解决农户贷款难问...
Finance literature has frequently cited information asymmetry advantages of community banks due to t...
Information asymmetries are important in theory but difficult to identify in practice. We estimate t...
In a simple model of the consumer credit market, we show that asymmetric information may enhance wel...
Bu çalışmanın amacı, finansal sistemin en önemli alt unsuru olan kredi piyasalarında asimetrik bilgi...
RURAL CREDIT MARKETS have been at the center of policy intervention in developing countries over the...
Bu çalışmada, kredi piyasasında asimetrik enformasyon teorisi çerçevesinde asimetrik enformasyonun o...
O presente estudo tem como principal objetivo o desenvolvimento de um modelo para avaliação e classi...
Credit market is an imperfect market due to the existence of asymmetrical information between lender...
本文通过信息经济学中不对称信息理论的分析,指出为了减少交易双方在守约或违约方面的信息不对称,必须建立一套有效的信用信息传递机制,使得处于市场中的交易主体能够自觉地维护自己的信誉,并进而构建整个社会信用...
[[abstract]]本研究以台灣上市公司的銀行借款為研究對象，探討資訊不對稱對銀行借款信用價差的影響。實證結果發現，銀行借款的信用價差與資訊不對稱程度呈正向關係。又資訊不對稱程度提高，會使極短期銀...
This paper delves into the issues of transaction cost and asymmetry of information in the rural cred...
Information asymmetry deals with the study of decisions in transactions where one party has more or ...
本研究主要探討主貸行和參貸行之間的資訊不對稱如何影響聯貸案的定價。利用模型推導出在有資訊訊號和較低債權人保護的體制下，最適的聯貸案利率會較高；利用1982年到2009年的全球聯貸案資料進行實證，發現實...
The purpose of this study is to empirically analyze how the asymmetry of information affects the mar...
信息不对称以及农户信贷规模小、抵押不足等原因,导致农户贷款难.在其他条件难以改变的情况下,若能够有效地增加农村信贷市场中农户的信息透明度,降低正规金融机构对实物抵押品的要求,则可有效地解决农户贷款难问...
Finance literature has frequently cited information asymmetry advantages of community banks due to t...
Information asymmetries are important in theory but difficult to identify in practice. We estimate t...
In a simple model of the consumer credit market, we show that asymmetric information may enhance wel...
Bu çalışmanın amacı, finansal sistemin en önemli alt unsuru olan kredi piyasalarında asimetrik bilgi...
RURAL CREDIT MARKETS have been at the center of policy intervention in developing countries over the...