Evidence review for property flood resilience phase 2 report

Flood Re was established to promote the availability and affordability of flood insurance whilst supporting the transition to risk-based and affordable flood insurance for UK households at high risk of flooding. In order for the goal of affordability to be achievable, there is a need to manage down the risk to these properties. One way to reduce risk is to install measures at a property level, often termed property flood resilience (hereafter PFR). This report reflects findings from Phase 2 of a three phase project; it is designed to assist Flood Re to establish an evidence base for the value of PFR in order to help inform decisions about the PFR support to homeowners that could/should be provided by Flood Re in future. The findings of an evidence review, including synthesis of the existing literature and selected additional analyses of data extracted from the evidence sources, are presented in answer to the question, “How effective are property level resistance and resilience measures in reducing loss due to damage and time to repair damage resulting from flooding for UK householdsand their insurers?