Financing Small Scale Business in Nigeria: Impact Evaluation

In this paper, we empirically examine the relationship between two indicators of small business performance - government intervention and access to commercial credit. After carrying out a cross- sectional survey as the blue print for data collection and analysing the data so collected with the aid of the Pearson correlation and t-statistic, the study shows that there is a positive relationship between the performance of small businesses and the intervention of government in the small business place. It was also discovered that, there is no positive relationship between performance of small businesses and access to credit. This result suggests that, making government intervention in the small business place more effective rather than simply depending on sources of finance for small businesses may be beneficial to good performance of small businesses, which invariably will serve as the driving force of economic growth, job creation and poverty reduction in developing countries like Nigeri