PERAN KOPERASI SYARIAH DAN KINERJANYA MENYALURKAN PEMBIAYAAN PRODUKTIF IMPLIKASINYA PADA SEKTOR PERDAGANGAN USAHA KECIL TAHUN 2014 (Survei di BMT-BMT Kota dan Kabupaten Cirebon)

The problem under study is the small business trade sector in Cirebon City and Regency and the factors that influence it, namely: managment of funding, membership and financing of sharia cooperative, sharia cooperative performance and productive fiancing distribution. The rising of the sharia cooperative performance as the objective of sharia cooperative management that required for the improvement of financing produvtive distribution and empowerment of small business trade sector. The fundamental problems faced by small business trade sector in Indonesia are the lack of access on capital sources and the weak of role of financial intitutions services. Microfinace institutions which be expected tend to more dominant in consumptive financing rather than productive financing. While sharia microfinance institutions not act optimally. Not yet know how the contribution of the sharia cooperative management in development sharia cooperative performance and its effect in increasing productive financing distribution to empower small business trade sector in Cirebon City and Regency. This study used explanatory method to explain the causal relationships in the model of empowerment of small business trade sector through hypothesis testing. Data compiled in the form of cross-sectional between unit of analysis in Cirebon City and Regency. The research model is formulated as a recursive model an analyzed using path analysis. The finding of the study were: (1) the good management governance of funding, membership and financing had significant in increasing sharia cooperative performance. And management of membership proven ineffective and very means in enacting excellence sharia cooperative performance. (2) the sharia cooperative performance have dramatise the increase means, but not yet effect on sharia cooperative performance in financing distribution of murabahah. (3) the financing distribution of musyarakah by sharia cooperative performance had significant effect. (4) the existence sharia cooperative performance very helpful for small business trade sector, mainly in productive financing distribution (murabahah and musyarakah)