Add to ORKGMy Diploma Thesis is focused on the various means of financing of own housing in the Slovak and Czech Republic. The definition of the legislation and methods are characterized including those necessary for the accommodation funding via building savings, mortgage, state development and housing funds and lastly, the newlywed funds. Followed-up it is necessary to define the environment, which the estates are located at, technical condition of building for the newly-wedded couple. For the paper is vital the similarity of properties for truly comparison. In conclusion the major results of the most favorable housing products when purchasing an property are aligned for both countries