Set of Problems connected with Household Indebtedness at Economic Crisis Time

This bachelor thesis deals with the issue of indebtedness of households (individuals) in a time of economic crisis. The theoretical part devotes attention to emergence of the economic crisis. Furthermore, I focus on how this crisis spread in the Czech Republic and what measures our country has taken to overcome the crisis. I will compare the situation in Slovakia and also I will make the comparison with the states of the European Union. I pointed out the main motivations which are the most common reasons leads to debts and the structure of the debts. I realized which financial institutions operate on the Czech market, and I introduced here overview of debt. In the thesis is also mentioned, what the risks are in the event of default and the ways off the situation. The practical part analyzes the development of household indebtedness and to try to discover the causes of indebtedness, which caused the increasing of interest in family grants, loans and mortgages