Czech banking in the European context

The subject of this research is the current Czech banking sector, respectively two of its chosen representatives Česká spořitelna and Komerční banka. These financial institutions are compared with basic economic indicators, with their parent banks Erste Group and Société Générale. The subject of the analysis, which is performed with emphasis on the comparison of parent and subsidiary companies, is the level of capital adequacy, return on equity, return on assets and loan to deposit ratio. The results of this investigation are put into context with the historical, political, regulatory and macroeconomic development. From the identified relationships is obvious higher production rate and economic stability of "Czech" banks, but consolidated results for the entire group do not have serious systemic problems in their functioning