Environmental risks insurance

This thesis deals with the insurance of environmental risks. Introduction to the whole issue is environmental policy, which is a tool for environmental insurance. The second part is devoted to explain the concepts of risk and environmental risk. This section deals with the specific environmental risks and the possibilities for its management within the insurance company. Another part of the work with insurability of environmental risks and highlights the features of these risks, which it more difficult. The following section deals with legislative responsibility for damage to the environment and is focused mainly on the implementation of Directive 2004/35/EC in the Member States of the European Union. In the part focused on the legislation of the Czech Republic is described environmental harm under the law 167/2008 and marginally also Act No. 353/1999 Coll. as amended č.59/2006 Coll., on the prevention of major accidents. The fifth part is devoted to the modern history of environmental damage with a practical demonstration of selected damage and its consequences. The conclusion focuses on the issue of the insurance market in the Czech Republic. Environmental analyzes offer insurance on the Czech market. It deals with the question of why the market is so small that offer insurance, why is this insurance for insurance companies less attractive, and the effects on the whole issue of the legislation