Indebtedness in connection to personal and family finance

In this bachelor work I have analyzed indebtedness of Czech households by using breakdown of some indicators that are connected to this issue (net income, bank loans, deposits in banks, inflation, interest rate and annual percentage rate). Also this work describes some researches of a company STEM, which can widen our view on indebtedness of Czech households. This bachelor work also provides practical knowledge in managing personal and family budget in a way, so that we could finance our needs and at the same time have enough money to cover our commitments