Loan financing of company

The diploma thesis deals with credit financing of the company. The aim of the thesis is the analysis of credit policy in a specific company, summarize the major findings of the most importatnt credit instruments, outline the course of the credit process and explain the issues of the security for a debt. The partial aim of the thesis is to analyse specific situation of the providing the bank guarantee. The first half of the thesis is focused on the comparison the differences in a bank overdraft and specific loan. In the second half of the thesis there is a matching of the credit products for small and medium enterprises in terms of Czech banks following the planned acquisition of fixed assets in the company. In the final part of the work is done and a summarized evaluation of the data and proposal of measures to streamline the credit financing