Personalization & Trust-Enhancing Signals in E-Commerce

Despite worldwide growing revenue rates in e-Commerce, a lot of economic potential remains unused, which is manifesting in low conversion rates. Only a fraction of website visitors can be transformed to website buyers, which may be explained by a lack of trust in the retailer. In e-Commerce, trustworthiness can be signaled through special stimuli presented on the website as interaction platform between customer and retailer. By personalization of these signals, consumers can conveniently collect information needed to reduce their individual risk concerns. The objective of this study is to understand whether and how the personalization of trust-enhancing signals has an effect on trusting attitudes, buying intentions and buying behaviors. First promising preliminary results refer to the central importance of trust-enhancing signals for both a trustworthy impression and trust-related buying behavior. These insights will hold practical and managerial implications for web designers, online retailers and the integration of personalization into the business model