New approaches to construction of vehicles insurance

This thesis describes new possibilities that can occur at construction of motor-vehicle insurance on the worldwide market. In Czech republic there has been insurance liability for damage incurred running vehicles and wrecking crane insurance till now. Abroad indeed begins extend unprecedented product of motor-vehicle insurance known as Pay As You Drive that derives benefits from absolutely new methods at construction insurance.Insurance is invoiced on the basis of real mileage.For data gathering there are exploited different counter circuit functional mainly on the basis of GPS navigation.Aim of diploma work was analysis of this new kind of insurance, evaluation of its fruitfulness, serviceability and possibilities of its aplication in Czech republic.At the end of my thesis there was effected analysis of GAP insurance that can be negotiate in Czech republic already. GAP Insurance there has been like form of additional insurance to all-risk insurance. It covers difference in acquisition price of new vehicle and its actual market price that the classical all-risk insurance doesn't cover