Optimalisasi pembiayaan berbasis bagi hasil pada bank devisa syariah di indonesia

Islamic banking is a financial institution that uses the sharing system has a wide range of products offered,especially in the task of channeling bank funds for financing one of which is profit and loss sharing financing (Mudaraba and Musharaka).suposed profit and loss sharing dinancing that dominates among other types of financing due in accordance with conventional banks as well differentiator.four variabels simultaneously affect the result because the financing for the financing for the signifance level of less than 0.05 from the partial result bariabel equivalent of profit sharing has not significant affect to profit and loss sharing financing and variable non-performing ratio has negative significant affect to profit and loss sharing financing,while yhe others two variables deposit mudaraba and spread profit sharing has positive significant affect to profit and loss financin