PERLINDUNGAN KONSUMEN PENGGUNA KARTU KREDIT (CARD HOLDER) DALAM TRANSAKSI E-COMMERCE (TRANSAKSI KOMERSIAL ELEKTRONIK) DI MAKASSAR.

Commercial activities of the society have grown very rapidly. It is the only one affected by the development of Internet-based technology that is known as ecommerce. E-commerce is a form of trading having the distinctive characteristic of trade that crosses state lines, without any meeting between the seller and buyer, but with the media internet instead. Such a condition in a very profitable side of the consumer with many options to get goods and services, but on the other hand, it would be a violation of consumer rights as a very risky place because the characteristics of a typical e-commerce itself. So, from the very needed legal protection to consumers in e-commerce transactions, especially on electronic transaction is made by the consumer credit card users and producers actors. Consumer protection laws against them are organized by Law No. 8 of 1999 on Consumer Protection. This law is expected to guarantee the legal certainty of transactions for consumer of e-commerce, as well as rules on Information and Electronic Transactions set forth in Law No. 11 Year 2008. In connection with this, in this thesis raises two issues: First, how is consumer protection law of card holder in e-commerce transaction and how to how is to solve the problem between consumers and producers of consumer credit card business actors in e-commerce transactions. The methodology used in this study is empirical normative approach, as the research on the enforcement of laws or the implementation of normative legal provisions in action at all certain legal events occurring in the community. Based on the above discussion, our results can be concluded that the first UUPK, UU ITE and than PP PSTE protected to be consumers card holder. Second the problems that arise between consumers and producers of consumer credit card business actors to be acces litgation and non litigation