Faktor-faktor yang Mempengaruhi Dana Pihak Ketiga Pada Perbankan Syariah (Indonesia, 2008-2011)

The purpose of this research has to analyzed factors that affecting money demand in sharia banking in Indonesia by the time 2008-2011. This research has been analyzed 4 variables: Interest Rate (SBI), profit sharing (nisbah), revenue (PDB), and office channel (Kantor). Based on the estimation equation, we can conclude that people invest their money in Sharia banking affect by the interest rate (SBI) that means people in Indonesia was a profit-oriented. Besides, due to the significant level of revenue in this research, we can conclude that people in Indonesia was a transactional-oriented also. The facts are able to be guidance to Sharia Banking in Indonesia to expand the market share and increase the quality. So they can compete with other conventional banks in the country or in the other country