There is a short output of research done among respondents concerning financial services in the Czech Republic and this is compared to foreign experience. This article points out that CRM should not be primarily understood as software only, but increasingly as management philosophy. Up-to-date technologies are considered only instrumental means when enforcing customer-focu- sed strategy. One part of the research deals with connections, problems and possibilities of use of CRM in practice, in particular with customers ́ lifetime values (CLV), implementation of CRM in a company and problems and expectations from the point of view of the company ́s marketing activities and focused on the process of evaluation of the efficiency o...