Use of genetic testing in insurance

Use of the genetic testing results by insurance companies for underwriting process has been a research topic for this paper. Defined that modern scientific developments give the opportunity for the insurance companies to implement genetic test as a new underwriting method. One of the biggest problem here is related to find the ways of genetic discrimination. Determined that main genetic tests realize for the Huntington’s disease, BRCA 1, BRCA 2, Myotonic dystrophy, Polyposis coli, multiple endocrine neoplasia, Hereditary motor and sensory neuropathy, monogenic form of Alzheimer’s disease