Add to ORKGThe subject of adequate disclosure of finance charges in consumer credit transactions has, in recent years, become a rallying point for consumers and a battle line for industry. Equal heat is generated by discussions concerning the regulation of finance charges on consumer instalment credit. The aim of this article is to examine briefly the existing pattern of rate regulation and then to explore the purposes of ceilings on consumer finance charges and the problems involved in their design. As is true with the question of disclosure of finance charges, the problems are extremely complex. Men of good will on both sides of the argument will disagree, but if the economic rationale is clearly understood, the philosophical grounds for disagreem...
Peer Reviewedhttp://deepblue.lib.umich.edu/bitstream/2027.42/73121/1/j.1745-6606.1973.tb00518.x.pd
Thesis (M.A.)--Boston UniversityConsumer credit may be defined as that type of credit which satisfie...
Consumer protection in recent years has become one of the great populist concerns, particularly in ...
The subject of adequate disclosure of finance charges in consumer credit transactions has, in recent...
One wonders whether in all of the talk generated about disclosure in the past few years the purposes...
An important problem confronting those in the consumer credit industry is the absence of a cohesive ...
The Cost of Credit: Protecting Consumers in a Regulated Fringe Credit Market proposes that federal f...
The thesis of this article is that a more workable approach to characterizing fees for optional prod...
Part I shows how consumer protection is becoming the leading rationale for financial regulation. Par...
Consumer credit probably began in the United States early in the nineteenth century, but it has only...
Much has recently been written about the desirability of restric-tive usury laws. While low maximum ...
Predatory lending is an avaricious fraud that demands attention. Several states have enacted new law...
The regulation of consumer credit poses several challenges for governments; they need to ensure a fa...
Includes bibliographical references and index.Part One: Historical and Statistical -- I. What is Ins...
Because efficiency and low-cost production are hallmarks of a competitive market, any consumer marke...
Peer Reviewedhttp://deepblue.lib.umich.edu/bitstream/2027.42/73121/1/j.1745-6606.1973.tb00518.x.pd
Thesis (M.A.)--Boston UniversityConsumer credit may be defined as that type of credit which satisfie...
Consumer protection in recent years has become one of the great populist concerns, particularly in ...
The subject of adequate disclosure of finance charges in consumer credit transactions has, in recent...
One wonders whether in all of the talk generated about disclosure in the past few years the purposes...
An important problem confronting those in the consumer credit industry is the absence of a cohesive ...
The Cost of Credit: Protecting Consumers in a Regulated Fringe Credit Market proposes that federal f...
The thesis of this article is that a more workable approach to characterizing fees for optional prod...
Part I shows how consumer protection is becoming the leading rationale for financial regulation. Par...
Consumer credit probably began in the United States early in the nineteenth century, but it has only...
Much has recently been written about the desirability of restric-tive usury laws. While low maximum ...
Predatory lending is an avaricious fraud that demands attention. Several states have enacted new law...
The regulation of consumer credit poses several challenges for governments; they need to ensure a fa...
Includes bibliographical references and index.Part One: Historical and Statistical -- I. What is Ins...
Because efficiency and low-cost production are hallmarks of a competitive market, any consumer marke...
Peer Reviewedhttp://deepblue.lib.umich.edu/bitstream/2027.42/73121/1/j.1745-6606.1973.tb00518.x.pd
Thesis (M.A.)--Boston UniversityConsumer credit may be defined as that type of credit which satisfie...
Consumer protection in recent years has become one of the great populist concerns, particularly in ...