Analisis Pengaruh Roa, Bopo, Fdr, Car, Npf Terhadap Tingkat Bagi Hasil Mudharabah Pada Bank Umum Syariah Studi Kasus Bni Syariah Tahun 2016-2018

This research was conducted to analyze the effect of Return On Asset (ROA), Operational Costs Operating Income (BOPO), Financing Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), and Non Performing Financing (NPF) against the profit sharing rate of mudharabah deposits at 10 Islamic banking in Indonesia. The data used is using data existing ones plus an additional 2 years registered in the Authority Financial Services and financial reports published on 10 bank websites syariah was selected in 2014 to 2017. Data analysis methods to be used is the Panel Data Regression Test with the Commont Method- Constant, Fixed Effect Method, Random Effect and others. Where is the Profit Sharing Mudharabah deposits as the dependent variable while Return On Asset (ROA), Operational Costs Operating Income (BOPO), Financing Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), and Non Performing Financing (NPF) as an independent variable that influences. From the results Panel data regression and model testing, the best model is chosen Random Effect. The results of this study indicate that: 1) Variable Return On Assets (ROA) do not have a significant effect on profit sharing financing mudharabah deposits. 2) Operational Cost Variable Operating Incom (BOPO) has no significant effect on profit sharing financing mudharabah deposits. 3) Variable Financing Deposit Ratio (FDR) has significant influence on financing profit sharing from mudharabah deposits. 4) Capital Adequacy Ratio (CAR) does not have a significant effect towards financing profit sharing from mudharabah deposits. 5) Non Variable Performing Financing (NPF) has no significant effect on profit sharing financing for mudharabah deposits