Tanggung Jawab Hukum Para Pihak Dalam Perjanjian Kredit dengan Jaminan Buku Pemilik Kendaraan Bermotor (BPKB) Studi Kasus di KSP Enggal Magetan

Credit is a financial facility that allows a person or business entity to borrow money to buy products and repay them within a specified time period. This study aims to determine the legal construction of a credit agreement with the guarantee of a Motorized Vehicle Owner's Book (BPKB) in a Magal Enggal Savings and Credit Cooperative, the legal responsibility of the parties in a Credit Agreement with a Motorized Vehicle Owner's Book Guarantee (BPKB) in a Saving and Credit Enggal Magetan Cooperative Cooperative and Problems what appears in the Credit Agreement with the guarantee of a Motorized Vehicle Ownership Book (BPKB) in the Magga Enggal Savings and Credit Cooperative. Descriptive research type. The results of the study showed that legal construction in the credit agreement with the book guarantee of the owner of a motor vehicle (BPKB) in the Magetan savings and loan cooperative was made in written form under the hand. The credit agreement is in accordance with the legal terms of the agreement, which is agreed that they have bound themselves, the ability of the parties to make an agreement, a certain matter or legal reason, this is in accordance with article 1320 of the Civil Code. problems arising in the loan agreement with the book guarantee of the owner of a motorized vehicle in a savings and credit cooperative and a non-conformity in the name of the goods pledged as collateral on behalf of the debtor or the object of collateral belong to a third party