Add to ORKGbanks to form partnerships. This paper examines the impact on key indicators of bank profitability for those banks that chose to partner with leading P2P lending platform, LendingClub. Using panel banking data from 2007Q1-2018Q4 I estimate regression models on loan growth and deposit growth. I find that partner banks experienced negative loan growth while their deposits trended upwards. This paper illustrates the new credit market dynamics and potential approaches to partnerships in response to the changing competitive landscape
Online peer-to-peer lending is a growing industry with huge potential for capturing customers from m...
Lending-based crowdfunding or peer-to-peer (P2P) lending is a major expression of ‘alternative finan...
Recent empirical findings by (Elsas, 2005) and (Degryse and Ongena, 2007) document a U-shaped effect...
banks to form partnerships. This paper examines the impact on key indicators of bank profitability f...
We use data from the two leading P2P lending platforms on the US consumer credit market, Prosper and...
We develop a simple theoretical model to motivate testable hypotheses about how peer-to-peer (P2P) p...
Research on geographical expansion of peer-to-peer lending platforms has different conclusions conce...
How will banks evolve as competition increases from other banks and from the capital market? Will ba...
Is the collapse of the traditional banking industry imminent? Although this is a thoughtprovoking st...
We develop a simple theoretical model to motivate testable hypotheses about how P2Pplatforms compete...
Peer-to-peer (P2P) lending is an alternative to traditional bank lending. Using data from the Esto...
Thesis: S.M. in Management Research, Massachusetts Institute of Technology, Sloan School of Manageme...
Transformation in the financial industry as a result of the financial crises, changing customer beha...
There have been increasing concerns about the potential of larger banks acquiring community banks an...
Consolidation in the banking industry has caused concern about the survival of small banks. Empiric...
Online peer-to-peer lending is a growing industry with huge potential for capturing customers from m...
Lending-based crowdfunding or peer-to-peer (P2P) lending is a major expression of ‘alternative finan...
Recent empirical findings by (Elsas, 2005) and (Degryse and Ongena, 2007) document a U-shaped effect...
banks to form partnerships. This paper examines the impact on key indicators of bank profitability f...
We use data from the two leading P2P lending platforms on the US consumer credit market, Prosper and...
We develop a simple theoretical model to motivate testable hypotheses about how peer-to-peer (P2P) p...
Research on geographical expansion of peer-to-peer lending platforms has different conclusions conce...
How will banks evolve as competition increases from other banks and from the capital market? Will ba...
Is the collapse of the traditional banking industry imminent? Although this is a thoughtprovoking st...
We develop a simple theoretical model to motivate testable hypotheses about how P2Pplatforms compete...
Peer-to-peer (P2P) lending is an alternative to traditional bank lending. Using data from the Esto...
Thesis: S.M. in Management Research, Massachusetts Institute of Technology, Sloan School of Manageme...
Transformation in the financial industry as a result of the financial crises, changing customer beha...
There have been increasing concerns about the potential of larger banks acquiring community banks an...
Consolidation in the banking industry has caused concern about the survival of small banks. Empiric...
Online peer-to-peer lending is a growing industry with huge potential for capturing customers from m...
Lending-based crowdfunding or peer-to-peer (P2P) lending is a major expression of ‘alternative finan...
Recent empirical findings by (Elsas, 2005) and (Degryse and Ongena, 2007) document a U-shaped effect...