Pengaruh Pembiayaan Bagi Hasil, Financing To Deposit Ratio (FDR), Non Performing Financing (NPF), dan Capital Adequacy Ratio (CAR) Terhadap Profitabilitas Bank Umum Syariah di Indonesia Tahun 2011-2015

The purpose of this research is to know the effect of Profit Sharing Financing, FDR, NPF and CAR toward Profitability of Sharia Bank in Indonesia. The sample of this research is 49 data from 11 banking companies pending at Bank Indonesia during 2011-2015 period. This research uses descriptive statistical analysis, normality test, and multiple regression analysis as data analysis technique. The trend ratio on Deposit Ratio (FDR) and Non Performing Financing (NPF) is significant to Profitability, while variable Profit Sharing Financing and Capital Adequacy Ratio (CAR) is not significant to Profitability. It can be concluded that a reasonable CAR ratio is used to measure the adequacy of bank capital held to support risk-bearing assets. If more than enough CAR bigger bank chances generate more profits because it can increase public trust as the owner of the fund, so that people will more desire to save funds in the bank. Keywords : Profit Sharing Financing, Financing To Deposit Ratio (FDR), Non Performing Financing (NPF), And Capital Adequacy Ratio (CAR), Provitability (ROA)