Analisis Pengaruh CAR, NPL, BOPO dan ROA Terhadap LDR Pada Bank Umum Konvensional Yang Terdaftar di Bursa Efek Indonesia Periode 2011-2016

The purpose of this research is to analyze the influence of Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Operation Expenses againts Operational Revenue (BOPO) and Return on Asset (ROA) on Loan to Deposit Ratio (LDR) of commercial banks listed in Indonesian Stock Exchange period 2011-2016. This research’s population is conventional banking companies that consecutively listed in Indonesian Stock Exchange during period 2011-2016. With saturated sampling technique, all members of the population, as many as 30 banks, were used as the sample. This research used quantitative approach by use secondary data obtained from Indonesia Stock Exchange website. This research data is the annual financial report that published within period 2011 to 2016. The value of each variable in this research analyzed by multiple linear regression analysis method by use IBM SPSS Statistics 21 computer programs. From the results of research hypotheses testing note that CAR had significant positive effect on LDR, while NPL, BOPO and ROA had no significant effect on LDR. Keywords:CAR, NPL, BOPO, ROA and LD