Pengaruh Likuiditas, Kualitas Aktiva, Sensitivitas, Efisiensi dan Solvabilitas Terhadap ROA Pada Bank Campuran

The purpose of this study was to determine the effect of Liquidity, Asset Quality, Market Sensitivity, Efficiency and Profitability to ROA in Bank Campuran by using LDR, IPR, NPL, APB, IRR, BOPO, PR and also analyze the influence of significance and partial together between independent variable to ROA. The sample used in this research is PT. ANZ Indonesia, PT. Bank DBS Indonesia, PT. Bank CTBC Indonesia. The data used is secondary data and data collection techniques using purposive sampling and analysis techniques using multiple linear regression using F test and T test. This study used the study period from the first quarter of 2012 to the fourth quarter of 2016. The result of this study is that the LDR, IPR, NPL, APB, IRR, BOPO and PR simultaneously have a significant influence on ROA in Bank Campuran. LDR, IPR, NPL, APB partially have an insignificant negative influence on ROA in Bank Campuran. IPR partially has a significant negative effect on ROA in Bank Campuran, BOPO partially has a significant negative effect on ROA in Bank Campuran. And PR partially has an significant positive effect on ROA on Bank Campuran. Of the seven research variables that have the most dominant influence on ROA is the variable BOPO. Keywords: Liquidity, Asset Quality, Market Sensitivity, Efficiency and Solvenc