Pengaruh Likuiditas, Kualitas Aset, Sensitivitas, Efisiensi, dan Solvabilitas Terhadap ROA Pada Bank Pembangunan Daerah

The purpose of this research was to determine whether a variable LDR, IPR, LAR, APB, NPL, IRR, BOPO, PR and FACR have influence significant simultaneously or partially toward ROA on Regional Development Banks. The population in this research was Regional Development Banks and used 10 samples: BPD Sulawesi Tengah, BPD Bengkulu, BPD Lampung, BPD Sulawesi Tenggara, BPD Maluku and Maluku Utara, BPD Kalimantan Tengah, BPD Jambi, BPD Nusa Tenggara Barat, BPD Nusa Tenggara Timur, and BPD Special Region of Yogyakarta. This research used secondary data and documentation. The data are taken from publication report of Regional Development Banks in Otoritas Jasa Keuangan website starts from the first quarter of 2012 to forth quarter of 2016. Data analysis techniques in this research is descriptive analysis and multiple linear regression analysis.The result of the data analysis showed that LDR, IPR, LAR, APB, NPL, IRR, BOPO, PR and FACR simultaneously have a significant effect toward ROA on Regional Development Banks. IRR partially have influence positive significant toward ROA on Regional Development Banks. LDR, IPR, LAR, APB, NPL and BOPO partially have negative unsignificant toward ROA on Regional Development Banks. PR and FACR partially have influence positive unsignificant toward ROA on Regional Development Banks. IRR variable has dominant influence toward ROA on Regional Development Banks. Keyword : Liquidity, Asset Quality, Sensitivity, Efisiency, Solvency, ROA, Regional Development Bank