Pengaruh Rasio Likuiditas, Kualitas Aktiva, Sensitivitas, Efisiensi, dan Solvabilitas Terhadap ROA Pada Bank Pembangunan Daerah

This research aims to analyze whether the LDR, LAR, NPL, APB, IRR, BOPO, FBIR , and FACRhave significant influence simultaneously and partial to ROA on Regional Development Banks. The sample of this research are four banks, namely:BPD Bali, BPD Papua, BPD Riau, and BPD Sumatera Barat. Data and collecting data method in this research is secondary data which is taken from financial report of Regional Development Banks. Bank started from the first quarter period of 2012 until the second quarter period of 2016. The technique of data analyzing is descriptive analyze and using multiple regression linier analyze, f test and t test. The result of the research show that LDR, LAR, NPL, APB, IRR, BOPO, FBIR and FACRsignificant influence simultaneously to ROA on Regional Development Banks. IRR partially have negativeunsignificant influence to ROA on Regional Development Banks. LAR and FBIR partially have positive significant influence to ROA on Regional Development Banks. LDR, APB, NPL, BOPO, and FACR partially have negative unsignificant influence to ROA on Regional Development Banks. Keywords: Liquidity Ratio, Asset Quality Ratio, Sensitivity Ratio, Efficiency Ratio, and Solvability Ratio