Pengaruh Rasio Likuiditas, Kualitasaktiva, Sensitifitas,Efisiensi, dan Solvabilitas Terhadapreturn On Assets (Roa) Padabankumum Syariah

This research explains how the independent variables influence the dependent variables. The independent variables are FDR, NPF, APB, PDN, REO, NOM, and FACR while the dependent variable is ROA. The purpose of this research is to find out the significance of FDR, NPF, APB, PDN, REO, NOM, and FACR simultaneously and partially influence toward ROA. The methods of sampling is apurposive sampling where all of the population which is there are thirteenIslamic Bank are selected based on certain criteria of PT. Bank BNI Syariah, PT. Bank Syariah Mandiri, and PT. Bank Muamalat Indonesia. The technique which used is multiple regression analysis. The result of this reasearch are the independent variables consists of FDR, NPF, APB, PDN, REO, NOM, and FACR simultaneously have a significant influence toward ROA at Islamic Bank. In partially which have a significant influence toward ROA are the PDN, NOM, and FACR variables, but for the other independent variables like FDR, NPF, APB, and REO have a insignificant influence toward ROA. Keywords : Liquidity, Assets Quality, Sensitivity, Efficiency, Solvability, ROA, Islamic Ban