Analisis Perbandingan Kinerja Keuangan Antara Bank Umum Swasta Nasional Devisa Dan Bank Campuran

The bank is one of the financial institutions needed by all customers and provides funding facilities. The purpose of this study was to compare the financial performance between the National Private Foreign Exchange Commercial Banks and Mixed Banks in the 2014-2018 period by using financial ratios. The ratio used consists of LDR, LAR, NPL, NIM, BOPO, ROA, CAR. The data used in this bank was obtained from the Financial Statements of National Private Foreign Exchange Banks and Mixed Banks in 2014-2018, published by each bank concerned. After passing through the purposive sample stage, the sample is worth using ten samples, five National Private Foreign Exchange Banks and five Mixed Banks. The analysis technique used to see the comparison of the financial performance of the National Private Foreign Exchange Banks with Mixed Banks is the independent sample t-test method. The results of this study reveal that there are differences in the LDR, LAR, NPL, NIM, BOPO, ROA, CAR, in the financial ratios between the National Foreign Exchange Private Banks and Mixed Banks in Indonesia, while ROA there are insignificant differences. Keyword: National Private Foreign Exchange Bank, Mixed Bank, LDR, LAR, NPL, NIM, BOPO, ROA, CA