FACTORS AFFECTING THE CREDIT USE OF FARMERS: SAMPLE OF SUBPROVINCE OF TARSUS, PROVINCE OF MERSIN

WOS: 000473562700040The primary data of the study were obtained in 2017 through questionnaires from 154 agricultural enterprises randomly chosen from 10 villages which had the quality of representing the subprovince of Tarsus connected to the province of Mersin in Turkey. It was a survey made in order to determine the factors affecting the credit uses of the farmers. The factors affecting the credit uses of the producers were analyzed with logistic regression. According to the research results, it was determined that 52,7% of the producers used credit and the land property of the producers who used credit was 86,9% more than the producers who did not use credit. Their number of parcels of land was 50% more than them and the number of tractors they owned was 2 times more. In consequence of the logistic regression analysis made, the number of the tractors owned by the enterprises and the number of parcels of land was determined as the factors affecting credit use. The number of households benefitting from the production of the enterprise, the crop pattern and the age of the producer was also determined as the factors affecting credit use