Baik-Buruk Inovasi Keuangan

This paper aims to describe the various constituents in financial innovation through a review of the financial innovation literature. Therefore, the approach used in this paper refers to a typical approach to the financial innovation literature that focuses on: (i) conception of financial innovation which includes features and types of financial innovation; (ii) determinants of financial innovation; and (iii) the effects of financial innovation. This paper also presents a number of perspectives relating to the regulation of financial innovation