Perbandingan Kinerja Keuangan Antara Bank BUSN Devisa Dan BUSN Non Devisa

The bank is one of the financial institutions needed by all customers and provides funding facilities. The purpose of this study was to compare financial performance between Foreign Exchange BUSN Banks and Non-Foreign Exchange BUSN Banks for the 2014-2018 period using financial ratios. The financial ratios used consist of LDR, NPL, BOPO, ROA, NIM, CAR. The data used in this bank was obtained from BUSN Bank Financial Reports from 2014 to 2018, published by each bank concerned. After passing through the purposive sample stage, the sample is worth using eight samples, four Foreign Exchange BUSNs and four Non-Foreign Exchange BUSNs. Analytical techniques used to see the comparative financial performance of Foreign Exchange BUSN and Non-Foreign Exchange BUSN are independent sample t-test methods. The results of this study reveal that there are differences in CAR financial ratios between Foreign Exchange BUSN Banks and Non-Foreign Exchange BUSN. and revealed that there were no significant differences in the LDR, NPL, BOPO, ROA, NIM Financial Ratios between Foreign Exchange BUSN Banks and Non-Foreign Exchange BUSN. The recommendation for BUSN Foreign Exchange management is to improve maintaining profitability, and improve the aspect of solvency. Keywords: BUSN Devisa, BUSN Non Devisa, LDR, NPL, BOPO, ROA, NIM, CA