THE EFFECT OF THIRD PARTY FUNDS, LOANS TO OTHER BANKS, CAPITAL ADEQUACY RATIO, NON PERFORMING LOAN AND RETURN OF ASSETS ON CREDIT DISTRIBUTION

Credit disbursement in Banking has an important role in the growth of the state economy. The purpose of this study was to analyze the influence of Third Party Fund (DPK), Loan At other banks (PPBL), Capital equity Ratio (CAR), Non-Performing Loan (NPL), and Return on assets (ROA) for disbursement of loan X. This study uses the bank's internal factors as independent variables and the total loans disbursed as the dependent variable. The sample used in this study is the ratio BPR X 2012-2014. The analytical method used in Regression Analysis by combining the time series data. For data processing, the tools used in SPSS for Windows Version 17.0 and Microsoft Excel software. The results showed that partially and Third Party Fund (DPK) and the Non-Performing Loan (NPL) positive and significant impact on credit. While Loan In Other Banks (PPBL), Capital Adequacy Ratio (CAR) and Return Of Assets (ROA) has a negative effect and no significant effect on credi