Add to ORKGWe have been exploring possible explanations for the strong decline in the ratio between bank deposits held by the non-financial sector in Norway, and the bank loans taken by the same sector. We have followed two different but related lines of reasoning. First, we have been looking at the relative return on bank deposits and on the relative costs of bank loans in a portfolio model approach. Second, we have tried to follow financial flows to identify structural changes in the Norwegian markets that could have an effect on the deposit-to-loan ratio
Less-intense competition for deposits, by mitigating banks’ incentive to take excessive risks, is tr...
We look at a wide range of national and international crises to identify banks' exposures to losses ...
The use of different approaches makes it difficult to compare the banks’ reported capital ratios. To...
The relationship between bank competition and financial stability has been thoroughly debated over t...
We use a dynamic factor model and a detailed panel data set with quarterly accounts data on all Norw...
We use a dynamic factor model and a detailed panel data set with quarterly accounts data on all Norw...
In this paper, we examine two questions: i) how changes in the funding costs of banks affect retail ...
Abstract: We use a dynamic factor model and a detailed panel data set with quarterly accounts data ...
This paper studies strategies pursued by banks in order to differentiate their services and soften c...
This paper studies strategies pursued by banks in order to differentiate their services from those ...
We use a dynamic factor model and a detailed panel data set for six Norwegian bank groups to analyze...
In this paper, we use an empirical approach to provide evidence on the topic of relationship lending...
We analyze the importance of bank lending shocks on real activity in Norway and the UK, using struct...
In most models of bank portfolio selection, relations between the sources of bank funds and the way ...
In this thesis, we attempt to provide evidence on how competition in the corporate loan market in No...
Less-intense competition for deposits, by mitigating banks’ incentive to take excessive risks, is tr...
We look at a wide range of national and international crises to identify banks' exposures to losses ...
The use of different approaches makes it difficult to compare the banks’ reported capital ratios. To...
The relationship between bank competition and financial stability has been thoroughly debated over t...
We use a dynamic factor model and a detailed panel data set with quarterly accounts data on all Norw...
We use a dynamic factor model and a detailed panel data set with quarterly accounts data on all Norw...
In this paper, we examine two questions: i) how changes in the funding costs of banks affect retail ...
Abstract: We use a dynamic factor model and a detailed panel data set with quarterly accounts data ...
This paper studies strategies pursued by banks in order to differentiate their services and soften c...
This paper studies strategies pursued by banks in order to differentiate their services from those ...
We use a dynamic factor model and a detailed panel data set for six Norwegian bank groups to analyze...
In this paper, we use an empirical approach to provide evidence on the topic of relationship lending...
We analyze the importance of bank lending shocks on real activity in Norway and the UK, using struct...
In most models of bank portfolio selection, relations between the sources of bank funds and the way ...
In this thesis, we attempt to provide evidence on how competition in the corporate loan market in No...
Less-intense competition for deposits, by mitigating banks’ incentive to take excessive risks, is tr...
We look at a wide range of national and international crises to identify banks' exposures to losses ...
The use of different approaches makes it difficult to compare the banks’ reported capital ratios. To...