PENGARUH CAPITAL ADEQUACY RATIO, BOPO, DAN LOAN TO DEPOSIT RATIO TERHADAP RETURN ON ASSET PADA BANK BUMN YANG GO PUBLIC DI BURSA EFEK INDONESIA PERIODE 2004-2011

2012This research aims to analyze the effect of Capital Adequacy Ratio, BOPO, and Loan to Deposit Ratio towards Return On Asset the state owned bank to go public Indonesia Stock Exchange period 2004-2011. Data used in this research were obtained from three monthly published financial reports Banking Firms March 2004 until December 2011 periods (secondary). During research period show as variable and data research was normal distributed. Research finding show that the independent variables (CAR, BOPO, LDR) simultaneously affect on dependent variable (ROA) at 5 percent level of significant. Variable CAR has negative insignificant influence to ROA, variable BOPO has negative significant to ROA, and LDR has positif significant to ROA. Prediction capability from these three variables to ROA is 66,2 percent where the balance and 33,8 percent is affected to other factor which was not to be entered to research model.\ud \ud Key Words : Return On Asset (ROA), Capital Adequacy Ratio (CAR), Beban Operasional terhadap Pendapatan Operasional (BOPO), and Loan to Deposit Ratio (LDR)