One of Norges Bank's main responsibilities is to foster robust and efficient payment systems and financial markets. The preventive tasks in this area are: contributing to containing risk in clearing and settlement systems; monitoring the financial services industry in order to identify trends which may weaken the stability of the finacial sector and lead to systemic problems; assessing the influence of monetary policy and general economic policy on the stability of the financial sector and vice versa. Norges Bank's Financial Stability report is published twice a year, and is a key component of the monitoring of the financial services industry. The report contains an evaluation of trends in the financial services industry, with particular em...