Add to ORKGThis paper models the inner workings of relationship lending, the implications for bank organizational structure, and the effects of shocks to the economic environment on the availability of relationship credit to small businesses. Relationship lending depends on the accumulation over time by the loan officer of "soft" information. Because the loan officer is the repository of this soft information, agency problems are created throughout the organization that are best resolved by structuring the bank as a small, closely-held organization with few managerial layers. The shocks analyzed include technological innovations, regulatory regime shifts, banking industry consolidation, and monetary policy shocks.Small business ; Bank loans
The extant research on the impact of bank structure on bank service to local communities suggests th...
This paper examines the ex-post performance of small and medium-sized enterprises (SMEs) that obtain...
This paper presents empirical evidence on the role loan officers play in facilitat-ing small firm ac...
Academic research recognizes that the organizational structure of banks could have implications for ...
Academic research recognizes that the organizational structure of banks could have implications for ...
Academic research recognizes that the organizational structure of banks could have implications for ...
Academic research recognizes that the organizational structure of banks could have implications for ...
Academic research recognizes that the organizational structure of banks could have implications for ...
Academic research recognizes that the organizational structure of banks could have implications for ...
Academic research recognizes that the organizational structure of banks could have implications for ...
This article presents a survey and an analysis of the academic literature on relationship lending to...
This paper examines the role of relationship lending in small firm finance. We examine price and non...
Small business is important to U.S. economy. However, they are difficult to obtain external finance....
Small business is important to U.S. economy. However, they are difficult to obtain external finance....
Small businesses rely heavily on bank loans for their financial need banks encounter risks when cons...
The extant research on the impact of bank structure on bank service to local communities suggests th...
This paper examines the ex-post performance of small and medium-sized enterprises (SMEs) that obtain...
This paper presents empirical evidence on the role loan officers play in facilitat-ing small firm ac...
Academic research recognizes that the organizational structure of banks could have implications for ...
Academic research recognizes that the organizational structure of banks could have implications for ...
Academic research recognizes that the organizational structure of banks could have implications for ...
Academic research recognizes that the organizational structure of banks could have implications for ...
Academic research recognizes that the organizational structure of banks could have implications for ...
Academic research recognizes that the organizational structure of banks could have implications for ...
Academic research recognizes that the organizational structure of banks could have implications for ...
This article presents a survey and an analysis of the academic literature on relationship lending to...
This paper examines the role of relationship lending in small firm finance. We examine price and non...
Small business is important to U.S. economy. However, they are difficult to obtain external finance....
Small business is important to U.S. economy. However, they are difficult to obtain external finance....
Small businesses rely heavily on bank loans for their financial need banks encounter risks when cons...
The extant research on the impact of bank structure on bank service to local communities suggests th...
This paper examines the ex-post performance of small and medium-sized enterprises (SMEs) that obtain...
This paper presents empirical evidence on the role loan officers play in facilitat-ing small firm ac...