ANALISIS KINERJA KEUANGAN PADA PERUSAHAAN ASURANSI PT JIWASRAYA

This study aims to determine the financial performance of insurance companies at PT Jiwasraya for the 2013-2018 period based on the 2013-2018 annual financial statements. Data analysis techniques in this study used the method of financial ratio analysis and Risk Based Capital. Financial ratio analysis used is based on the Financial Services Authority Regulation (POJK) No. 71 concerning Financial Health of Insurance Companies and Reinsurance Companies. The Risk Based Capital method is used based on regulations established by the government. The data source used is secondary data. This type of research is a case study. Based on the results of the analysis of the 2013 financial statements until 2018 as a whole shows that the financial performance of the insurance company PT Jiwasraya in 2013-2018 is in good condition. The results of financial ratio analysis and Risk Based Capital show fluctuations but all ratios meet normal limits. the results of this study are expected to help the management in making decisions and policies for the management and development of the company