PELAKSANAAN PEMBERIAN KREDIT MULTIGUNA PADA PT BANK PEMBANGUNAN DAERAH JAWA TIMUR CABANG BATU

This research aims to know the multiuses credit administered to the bank jatim cabang batu. Bank Jatim is an conventional bank that has the product of one that is multiuse credit with a target for civil servant. The purpose of this study is to discuss multipurpose credit developments, multipurpose credit giving procedures, multipurpose credit products analysis. For this kind of research isa kind of qualitative research, one that produces descriptive data of written or verbal words. For data collection techniques using the documentary method, the method used to obtain data by examing and recording documents is on Bank Jatim Cabang Btau and the interview is to ask a credit supervisor, a credit staff or interested party in multiuse credit. From results it can be known that multipurpose credit developments are increasing over the years, for multipurpose credit procedures there are several stages of the procedure submitted by the debtor, multiuse credit product analysis for filing is straightforwad and devious, can be compensated, overcoming difficult needs of urgent funds