Baseer dekkingsgraad pensioenfonds op haalbaar beleggingsrendement

At the current funding ratios, in the Netherlands the pensions of a number of large funds will have to be cut in 2020. This is due to the discount rate in the current calculation method, that is particularly low as it is linked to the long term interest rate. Low interest rates are partly the consequence of ECB policy. But the actual investment returns of the funds are a lot higher. That is why this article argues that when calculating the funding ratio of the pension funds not to use a "risk-free market interest rate" but a "feasible investment return". It is in line with the suggestions made most recently on behalf of the five largest pension funds