Focus on Banking and Finance piece reviewing the fiscal year for Maine\u27s finan

Focus on Banking and Finance piece reviewing the fiscal year for Maine\u27s financial institutions, featuring excerpts from Superintendent Howard Gray\u27s annual report to the Legislature on the Bureau of Financial Institutions. Performance in calendar year 2002 and in the first six months of 2003 is best described as steady and solid. Earnings ratios, while still below their peak levels of the mid-1990s, are at their highest level in at least four years. Loan quality ratios are at their lowest (best) level in recent history. In terms of loans and deposits, Banknorth, Fleet and KeyBank are the top three institutions in Maine, holding 41 percent of Maine banking deposits. With detailed financial statistics of 40 banks headquartered in Maine, and a graph showing Maine banks historical commercial loan mix