The Islam and Insurance In Indonesia

The development of Islamic business thinking encourages a variety of sharia-based business practices, Sharia Insurance, meeting the two variables "Islam And Insurance", is one of them. Insurance is assumed as an industry with the principle of mutual help, but some assess the Takaful Insurance in Indonsia is not clear because it has business activities in it. Therefore, researchers raised the issue of Islam and Insurance In Indonesia. This study of literature review using content analysis method. Research results that Sharia Insurance has a historical basis called the concept of at-ta'min at-ta'awuniy, as well as ethical basis of ta'awun and takaful. There are 2 (two) Takaful products in Indonesia; first, products with elements of savings (saving); second, the product without the element of savings (non-saving).Perkembangan pemikiran bisnis Islam mendorong berbagai praktik bisnis berbasis syariah, Asuransi Syariah, pertemuan dua variabel “Islam dan Asuransi”,  adalah salah satunya. Asuransi diasumsi sebagai industri dengan asas saling membantu, namun sebagian menilai Asuransi Syariah di Indonsia tidak jelas karena memiliki kegiatan bisnis di dalamnya. Oleh karena itu, peneliti mengangkat isu Islam dan Asuransi Di Indonesia. Penelitian ini kajian pustaka dengan menggunakan metode analisis secara content analysis. Penelitian menghasilkan bahwa Asuransi Syariah memiliki dasar historis yang disebut konsep at-ta’min at-ta’awuniy, serta dasar etis ta’awun dan takaful. Ada 2 (dua) produk asuransi syariah di Indonesia; pertama, produk dengan unsur tabungan (saving); kedua, produk tanpa unsur tabungan (non-saving)