An Analysis of Factors Influencing Bank Financial Performance in Indonesia

This study aims to analyze the factors that influence bank financial performance in Indonesia consisting of earning asset quality, net interest margin, non-performing loan and efficiency factors. The samples were chosen by using purposive sampling method and the data of this study were quantitative analyzed by using multiple linear regression analysis with SPSS .17 software. The results of this study: 1) earning asset quality has no significant influence on financial performance; 2) net interest margin has significant but small influence on financial performance; 3) non-performing loan does not have a significant influence on financial performance; and 4) efficiency factors have a significant influence on financial performance . Keywords: Earning Assets Quality, Net Interest Margin, Non-Performing Loans, Efficiency Factors, Financial Performance