Add to ORKGThis article offers some empirical insight into the debate over the efficacy of disclosure legislation. The primary concern is the effect of the Act on (1) the level of consumer knowledge of interest rates and finance charges; (2) the extent of comparison shopping; and (3) the decisions to postpone purchases, to use cash instead of credit, or to reduce the finance charges by increasing the downpayment or reducing the number of payments. The article also evaluates patterns of consumer behavior and credit-granting procedures which may constrain the long-run potential of TIL
This Article explores the fundamental failure of Congress’ twenty-five-year quest to utilize disclos...
Consumer protection in financial markets in the form of information disclosure is high on government...
The residential mortgage market in the United States has changed significantly since the passage of ...
This article offers some empirical insight into the debate over the efficacy of disclosure legislati...
This article evaluates the impact of Truth in Lending (TIL) disclosures on consumer search and credi...
The purpose of this Article is to take a hard look at the possible objectives of a disclosure statut...
Dr. Kim is a faculty member of the College of Business and Administration at the University of Detro...
Consumer credit probably began in the United States early in the nineteenth century, but it has only...
This dissertation examines the effects of public policies that mandate disclosures or education for ...
Early evaluations of Truth‐in‐Lending have observed impressive gains in consumer knowledge about int...
Whether full disclosure of credit terms will in fact improve the bargaining power of credit consumer...
This dissertation examines the effects of public policies that mandate disclosures or education for ...
One wonders whether in all of the talk generated about disclosure in the past few years the purposes...
Disclosure of credit terms has been viewed as a primary means of protecting consumers from fraud and...
ALTHOUGH it has never been clear whether the consumer needs to be protected from his own folly or fr...
This Article explores the fundamental failure of Congress’ twenty-five-year quest to utilize disclos...
Consumer protection in financial markets in the form of information disclosure is high on government...
The residential mortgage market in the United States has changed significantly since the passage of ...
This article offers some empirical insight into the debate over the efficacy of disclosure legislati...
This article evaluates the impact of Truth in Lending (TIL) disclosures on consumer search and credi...
The purpose of this Article is to take a hard look at the possible objectives of a disclosure statut...
Dr. Kim is a faculty member of the College of Business and Administration at the University of Detro...
Consumer credit probably began in the United States early in the nineteenth century, but it has only...
This dissertation examines the effects of public policies that mandate disclosures or education for ...
Early evaluations of Truth‐in‐Lending have observed impressive gains in consumer knowledge about int...
Whether full disclosure of credit terms will in fact improve the bargaining power of credit consumer...
This dissertation examines the effects of public policies that mandate disclosures or education for ...
One wonders whether in all of the talk generated about disclosure in the past few years the purposes...
Disclosure of credit terms has been viewed as a primary means of protecting consumers from fraud and...
ALTHOUGH it has never been clear whether the consumer needs to be protected from his own folly or fr...
This Article explores the fundamental failure of Congress’ twenty-five-year quest to utilize disclos...
Consumer protection in financial markets in the form of information disclosure is high on government...
The residential mortgage market in the United States has changed significantly since the passage of ...