Invalidating Auto Insurance Provisions in Montana

This article reviews cases in which the Montana Supreme Court has invalidated or limited provisions of the standard auto policies. The article discusses three grounds when the Court generally has invalidated auto insurance provisions: 1) on ground of public policy per the Mandatory Liability Protection Act; 2) on ground of public policy per the Uninsured Motorist statute; and 3) on ground of defeating insurance consumer\u27s reasonable expectations. The article concludes that the list of auto insurance policy provisions invalidated by the Montana Supreme Court is extensive, confirming the Court\u27s commitment to test insurance provisions to ensure they comport with public policy