PENGARUH INFLASI, BI RATE, PDB DAN NILAI TUKAR RUPIAH TERHADAP SIMPANAN MUDHARABAH PADA BANK SYARIAH DI INDONESIA

Abstact: This study aims to identify and analyze the effects of inflation, the BI rate, Gross Domestic Product and the average exchange rate to mudaraba deposits in Islamic banks in Indonesia. The data used in this study are quarterly data mudaraba deposits Sharia Bank, inflation, the BI rate, GDP, and the average exchange rate for the U.S. dollar. These data are secondary data published by Indonesia Central Bank, BPS and the official website of each Islamic bank. The method used in this study is the method of multiple linear regression (OLS). The results showed variable inflation, the BI rate, GDP, and the exchange rate simultaneously significant effect on mudaraba deposits in Islamic banks in Indonesia. While partially GDP showed a positive effect on mudaraba deposits in Islamic banks. While inflation, the central bank rate and the rupiah has no effect on mudaraba deposits in Islamic banks in Indonesia.  Keywords: inflation, BI rate, GDP, exchange rate, and mudaraba deposits